By Lauren DePoe, REALTOR® · Published September 27, 2026
Your sale price is not the same as the amount you take home. To estimate proceeds from a Sedona home sale, start with the expected sale price, subtract loan payoffs and seller-paid transaction costs, and account for credits or adjustments. Then subtract expenses paid separately if you want to estimate your overall result.
What is a seller net sheet?
A seller net sheet is a planning estimate showing how a proposed sale price and expected costs affect your proceeds. It can help compare pricing scenarios or offers. It is not a final settlement statement, a tax calculation, or a guarantee of the amount you will receive.
The Consumer Financial Protection Bureau’s closing disclosure guidance describes seller transaction items including loan payoffs, charges, and adjustments. Ask your title or escrow team to confirm the figures for your transaction.
Which numbers should I collect?
- Expected sale price or the price in an offer.
- Current payoff quotes for loans and other amounts that must be paid at closing.
- Agreed brokerage compensation and other seller-paid services.
- Estimated title, escrow, recording, HOA, or other applicable transaction charges.
- Any agreed buyer concessions or repair credits.
- Estimated tax, dues, and other prorations or adjustments.
- Preparation, moving, and other costs paid outside closing.
Use current quotes and written agreements. A mortgage statement balance may differ from the payoff amount for a particular closing date. Brokerage compensation is negotiable; use your own agreement rather than assuming a standard percentage.
Simple Sedona seller proceeds worksheet
Copy these lines into your notes and complete them with your agent and title or escrow team. Keep each cost in one place so it is not counted twice.
- Expected sale price: $________
- Plus seller credits or reimbursements: $________
- Minus mortgage and other required payoffs: $________
- Minus agreed brokerage compensation: $________
- Minus seller-paid transaction charges: $________
- Minus buyer concessions and repair credits: $________
- Plus or minus remaining prorations and adjustments: $________
- Estimated cash proceeds at closing: $________
- Minus preparation, moving, and other separately paid costs: $________
- Estimated result after those separate costs: $________
How should I compare two offers?
Complete a separate worksheet for each offer using the same assumptions where appropriate. Compare financing, contingencies, requested credits, timing, and possession terms alongside the estimated proceeds. A higher price with larger seller-paid costs can produce a different result than the headline number suggests.
Does this estimate include income taxes?
No. Capital gains and other tax consequences depend on your circumstances and are outside this worksheet. Discuss them with your tax adviser before treating estimated closing proceeds as an after-tax result.
Ask Lauren DePoe to discuss a seller net estimate for your property. Start with your Sedona home’s value or learn more about selling in Sedona and the Village of Oak Creek.